Guest Blog: Why You Should Not Rely on a Mortgage Valuation Survey Alone

Guest Blog: Why You Should Not Rely on a Mortgage Valuation Survey Alone
What is a mortgage survey? When buying a property with a mortgage, most providers will require that you undertake a mortgage valuation survey before lending is approved. The sole aim of this survey is to satisfy the lender that the property you are purchasing has enough value to cover the amount they are lending you. The surveyor will briefly inspect the property (usually lasting less than 20 minutes) and will collate their findings with information ab

How to get a mortgage if you have bad credit

How to get a mortgage if you have bad credit
If you have had a bit of a rocky credit history, getting a mortgage may seem like an impossible task. You don’t just need a decent income or a big deposit anymore. If you do have a less than perfect credit score, you are likely to be refused. But don’t fret, there are other ways to get around it, just look at our tips below. Credit Score First of all you need to assess the damage. If you don’t know where your credit score stands, you can go to certain